Furnished Holiday Lettings - A Tax Guide - 4th Edition

The holiday cottage industry brings with it a unique set of circumstances; as providers of specialist insurance for holiday letting owners such as yourself, we understand how to make sure you have the cover that you need, when you need it.  We also appreciate the value that other specialists can add to your holiday cottage […]

Insurance Premium Tax

In the 2016 Autumn Statement, the Chancellor confirmed an increase of 2.0% in the standard rate of Insurance Premium Tax (IPT). [The tax paid each time an insurance policy is purchased in the UK]. The increase is effective for new policies and renewals due on or after the 1st June 2017. The standard rate of […]

self-catering holiday cottages scotland

Recent figures from VisitEngland have painted a pretty rosy picture of the tourism sector South of the border. So it’s encouraging that the latest indications are that this rude health also extends to self-catering holiday cottages in Scotland. Figures provided by The Association of Scotland’s Self-Caterers (ASSC) have highlighted the importance of the sector. Not […]

owning a holiday home

For many, owning a holiday home on the coast is the dream. Albeit at a price, but just how much could that fantasy property cost us?  It will come as no surprise that there is often a hefty premium to be paid. Especially when it comes to proximity to the coast. Further still if that […]

UK visitor numbers show increasing trend

There has been much conjecture over the potential impact of Brexit on the UK tourism sector since the EU referendum. One thing is for certain, all of the statistics now being released on last year’s visitor numbers are incredibly encouraging. Recent reports have largely focussed on the perceived renaissance in domestic travel and the ‘staycation’. […]

Family friendly holiday letting

Whether your family friendly holiday letting property will be welcoming babies, toddlers, or older children this year, one thing every family will appreciate is the cottage owner that goes that extra mile to make their stay a home away from home. Achieving this in reality will be a process of finding a balance between fun and […]

Instagram and Holiday Cottage Marketing

Social media is one of the best ways for holiday cottages to promote themselves and build relationships with potential guests. Most owners have a Facebook page and maybe a Twitter account too. How about combining Instagram and holiday cottage marketing? Hugely popular (there are over 400million monthly users!) and owned by Facebook, the photo-sharing social […]

Year of Literary Heroes

2017 has been named the Year of Literary Heroes by VisitEngland and VisitBritain as part of a new tourism campaign. It celebrates the works, and lives, of England’s best loved authors, attracting tourist attention along the way. A plethora of literary anniversaries are coming up, and the Visit team will be hosting plenty of activities […]

VisitEngland Awards for Excellence

Many holiday homeowners and accommodation providers across the UK will use awards as a recognition of the quality of the product and service they’re providing their guests with. One of the biggest tourism awards for excellence reaches its climax for another year in the coming weeks. We take a look at the VisitEngland Awards for […]

Year of Legends Caernarfon Castle In Wales

It may be the Year of the Rooster in China, but in Wales it’s the Year of Legends! Visit Wales has launched a new campaign for the year, which celebrates the past, present, and future of Wales. Embracing history and heritage, whilst promoting local tourism, the £5million campaign is aiming to make a real splash. […]

heating oil tank

From gas boilers to ground source heat pumps, there are an array of options for heating your holiday home. Some will have turned to renewable energy to supplement or replace more traditional heating fuels. Meanwhile many rural holiday homeowners still rely on heating oil to keep their cottage warm. There are benefits of having a […]

payment diversion scams

It’s the time of year when many holiday cottage owners will have used, or be using professional tradespeople to undertake repairs and improvements on their properties ready for a great Easter and summer season. If you fall into this category we wanted to make sure that you’re aware of a rise in ‘property maintenance payment […]

Outdoor Play Equipment

With spring and summer ahead, it will be natural for holiday cottage guests to start spending more time outside. For many families, having the space and facilities for kids to play during their stay is important. For this reason installing outdoor play equipment, if you haven’t already got it, could be a great idea. If […]

holiday cottage guests

It’s the small touches that make a big difference when it comes to high quality accommodation. Guests notice the small touches; the fresh flowers, the neatly made bed, the detailed welcome pack. These things show that you care, and they will make your accommodation stand out to visitors. VisitEngland has a highly informative guide that […]

England's Seafood Coast

England’s Seafood Coast Initiative launched to make South Devon the heart of seafood If we said “seafood”, where would you think of? A new initiative (England’s Seafood Coast) has been launched by Mitch Tonks, Visit Devon, and the Torbay Culture Board. It aims to position ‘Torbay’ and ‘South Devon’ at the heart of Britain’s seafood culture. […]

business rates

Business rates for self-catering accommodation are unfortunately on the rise. If you have more than 13 beds you could be facing the biggest increase. The new rates will come into effect on 1st April 2017. The business rates revaluation have been highlighted in a recent report commissioned by The South West Tourism Alliance. This informative […]

holiday home insurance questions

Whether you’ve recently bought a holiday home or survived your 30th season, it’s equally important to have the right insurance. As holiday home insurance specialists we answer questions from cottage owners on a daily basis. We’ve pulled together six of the most frequently asked holiday home insurance questions to give you a quick insight into the cover […]

holiday home electrical circuit safe

There are some items in modern life we just couldn’t do without, whether in the home or whilst on holiday; kettles, coffee machines, toasters, microwaves, TV’s, Hi-Fi’s and mobile devices. These all play a central part of our days, as they will be for those visiting your holiday home. What they all have in common […]

accident report guest injured holiday home

Accidents happen, and whilst health and safety measures will reduce potential risks there may still be a time when a guest is injured at your holiday home. Our holiday home insurance policy comes with public liability as standard, but there are some steps you’ll need to carry out should an accident occur. Make sure communication […]

Disclaimer notices

We’ve all seen them in everyday life; ‘Park here at your own risk’, ‘Playing in this area is at your own risk’. Disclaimer notices have become an increasingly common sight for most of us. Therefore it may surprise you to find that they don’t absolve the owner from blame should something go wrong. This is […]

Holiday homeowner liability

Holiday home facilities – 6 steps to improve guest safety whilst reducing holiday homeowner liability risks When adding additional facilites to your holiday home consideration should be given to guest safety and holiday homeowner liability risks. Tourism is an increasingly competitive marketplace; what makes someone choose your holiday home over the property down the road? […]

Holiday Home Winter Maintenance

These essential holiday home winter maintenance tips should help you survive the low season claim free. This time of year is an interesting one for many holiday homeowners; whilst there’s been a trend towards an increase in bookings during the first few months of each year, for many this will still be the lowest period […]

great year for uk tourism

As far as stats go 2015 was a great year for UK tourism as a whole. Many accommodation providers across the UK seeing increases in bookings and stays. The good news is that as 2016 came to a close it’s looking like it has lived up to the hype of the previous year with stats […]

water leaks

Preventing damage from water leaks Each year, water leaks produce enough water to fill almost 4,000 Olympic sized swimming pools, and create millions of pounds of damage. As the weather gets colder, holiday homes are often left empty for longer periods during this time of year, hence the risk of water leaks is only increased. […]

Modern Living Room Holida Home Contents Insurance

When you’re renewing your holiday let property insurance there are a few points you need to bear in mind. As you’re aware, a holiday let is very different to your average home, so having specialist insurance is vital. You’ll want to be sure you’re fully covered when something goes wrong and you need to make […]

Loss of holiday letting income insurance

For many holiday homeowners across the UK 2016 was a great year. For some it may have even been record breaking. As we approach the new year with optimism and await the January influx of Easter and summer bookings, have you considered what you’d do if your holiday home became unavailable for all of those […]

Electric vehicle charging point

How many of your guests reach your holiday cottage by car? Bet you’ve got somewhere for them to park haven’t you? For years we’ve been welcoming guests in their diesel and petrol cars and providing them with somewhere to pull up. So how long until we’re also providing an electric vehicle charging point for their […]

holiday-cottage-maintenance

The main letting season has come to an end and despite strong shoulder month bookings, you might just have a little more time on your hands than you had from May through to October. Once you’ve had a chance to relax, reflect and refresh, now could be a great time to make sure your holiday cottage […]

holiday cottage neutral decor

Take a look around your home; what is it that makes it unique and yours, rather than just any old property? Whilst some will say memories, many will say the stamp they’ve put on the place; the extra touches they’ve made, or the changes they’ve crafted. We all decorate our own homes to our own […]

holiday cottage guests

Autumn signals the end of the busy holiday letting season, with the half-term holidays finished and most of us returning to work after a refreshing break. Many owners may now be turning their attention to securing returning holiday cottage guests, as well as how to reach even more potential visitors. With so many marketing and communication […]