Let Property Insurance or Property Owners Insurance, sometimes known as `Landlords Insurance’, is available from a range of insurers who can provide insurance cover for buildings owned by, but not occupied by, the property owner. 

Residential Landlords Insurance is for owners of homes, houses and apartments which are rented out on an assured shorthold tenancy or similar. 

Commercial Landlords Insurance is for owners of shops, offices and industrial buildings which are leased to other businesses. 

Holiday Letting Insurance is for holiday homes and cottages which are let to guests for short term holidays, under a holiday letting contract, for a period of 31 days or less. 

Boshers arrange landlords insurance to protect all insurance aspects of residential and commercial let property including:

  • Buildings insurance
  • Landlord’s contents
  • Property owner’s liability
  • Loss of rental income
  • Legal Expenses

Whether you own a block of flats or a buy-to-let private house which is let to individuals on an assured short-hold tenancy agreement, or a commercial premises let out as an industrial unit, shop or offices, we will advise you on appropriate cover. 

We will take the time to discuss your needs and provide suitable advice. Competitive cover is selected from a limited range of insurers, including Royal and Sun Alliance, Aviva, NIG and Allianz. If your let property is a heritage or listed building there are specialist property insurers available.

We have a specialist insurance scheme for holiday lets, underwritten by Ecclesiastical. Cover is available for owners of UK holiday homes, holiday cottages and apartments which are let to paying guests. Visit holiday home insurance for more information.

Residential Landlords Insurance 

When arranging your residential landlords insurance you will want to make sure your property is fully protected. Whether you own a block of flats, a portfolio of residential properties or a single private house which is let to individuals on an AST agreement, we will advise the appropriate cover for you. Boshers property owner’s insurance team have many years of experience. We understand how important it is for you to obtain the right insurance cover to protect your investment.

If you own a ‘buy to let’ you will want the peace of mind that your property investment is insured. Don’t rely on standard home insurance providing the right cover in the event of a disaster. We arrange insurance for residential lets on either a furnished or unfurnished basis. 

In addition to buildings insurance to cover the structure, we will recommend a policy which includes property owner’s liability and loss of rental income in the event of a property damage claim.

Landlords with a portfolio of residential buildings can be accommodated within one residential landlords insurance policy. While portfolios with a mix of commercial and residential properties are catered for under commercial landlords insurance. If your portfolio includes furnished holiday lettings, you may be interested in our holiday home insurance scheme which is available for owners of UK holiday lets.

Contact us today for a competitive quote for your residential let property or portfolio.

Commercial Landlords Insurance

If you own a single let property or a portfolio, we will advise you on commercial landlords insurance cover to meet your needs. Your commercial property may be let out as a business unit, shop or office. You require specialist advice to ensure you are fully protected.

We understand some properties will have mixed use, such as flats above shops in high street locations. 

We arrange commercial landlords insurance to suit your needs. Where appropriate we can include cover for employer’s liability, terrorism and legionellosis liability. Boshers are able to arrange cover with a limited number of quality insurance companies.

Landlords with a mixed property portfolio of commercial and residential buildings can be accommodated within one policy. While residential only properties are catered for under residential landlords insurance. If your portfolio includes a furnished holiday let, you may also be interested in our holiday home insurance scheme, for owners of commercially let UK holiday cottages and apartments.

Contact us today for a competitive quote for your commercial let property or portfolio.

Let Property Insurance – Key Points

  • Commercial Let Property
  • Residential Let Property
  • Holiday Let Property

Call us today for Let Property Insurance quotes and advice

01237 429 444

Our qualified advisers are ready to ensure you get the right cover and peace of mind