Shop insurance packages are available, specifically targeted at the elements of cover most relevant and important to your trade. Cover is available for many different trades including greeting card shops, butchers, bakers, shoe shops, florists, furniture shops, carpet retailers, cycle shops and clothing retailers. We will select a policy from a limited range of quality insurance companies that include Allianz, AVIVA, AGEAS, NIG and Zurich.
Cafe’s, takeaways and restaurants can also often be catered for within this type of insurance; and policies can be extended for loss of licence or include work away for deliveries. As standard, most shop insurance policies will provide cover for your contents, stock, glass and sanitaryware; money, personal accident assault, business interruption; employers,public and products liability; and goods in transit.
Shop insurance cover extensions are available for hair and beauty salons where treatment risk is needed; florists and retailers can benefit from seasonal stock increases for the main events of the year; carpet shops can cover fitters working away from the premises. If you own your shop premises you will want to include buildings insurance and this is an option.
Policies often include legal advice helplines, designed to provide assistance to your business in the event of an employment, contract or taxation issue. In addition some insurers offer risk management templates to help you to meet your Health and Safety and other legislative obligations. If this is important to you, we can select the appropriate insurance provider.
With our long-standing experience and knowledge, gained from dealing with diverse trades and professions. You will be able to rest assured in the knowledge that your business is properly protected. Call us today for a competitive shop insurance quote.