Home Insurance

Call your qualified home insurance specialist today 01237 429 444

Home Insurance

Celebrating 30 years of Holiday Home Insurance

Home Insurance

Call your qualified home insurance specialist today

01237 429 444

At Boshers we take pride in giving qualified and honest advice on your home insurance. We are proud to offer cover from one of the most trusted UK home insurance providers, Ecclesiastical.

We will tailor cover to meet your individual needs from Ecclesiastical’s range of policies. Whether your home is a modest semi, a modern grand design or historic listed building, we will select and recommend the most suitable cover for you.

Your home is your most prized asset and rightly you demand the best. We will provide you with peace of mind, with cover which can be extended to:

  • Include antiques, works of art, and valuables.

You may also want to cover your personal possessions such as:

  • Jewellery, watches, cameras and sports equipment

Many policies include legal expenses insurance. This provides added protection in the event of a personal injury, contract, property dispute or dispute with your employer.

Specialist Cover

We can offer specialist cover for heritage and listed homes. If you run a business working from home, depending on your occupation and the number of employees, it is possible to extend your cover to include this.

Cover can be extended if you let one or two rooms for bed and breakfast. We can also provide cover if you holiday let an annexe which is attached to your main home. If you let your main residence as a holiday let for restricted periods during the year we can arrange cover. Extending cover for these circumstances may be subject to certain restrictions. Give us a call to discuss your specific requirements.

Your home insurance needs will likely differ from those of your neighbour, as there is no norm. It may be that a bedroom rated policy has sufficient limits to meet your needs, otherwise a policy selected for its variable sums insured may be most suitable. Whatever your circumstances we aim to provide you with the best advice.

Call our friendly team for advice and a quote today on 01237 429 444.

Working from home?

If you run a small business from home you need insurance for working from home. Whether you work as a sole trader, a partnership or Director of a Limited Company, we can arrange working from home insurance policies which will also encompass your business contents, business stock within the home and the increased cost of working should an insured event occur.

Whilst in the course of working from home you may have customers visiting you and therefore you will require Public Liability cover. If you employ staff, compulsory Employers Liability is also available. You can still extend your working from home policy to include any antiques, works of art and valuables; and cover your personal items whilst away from the home.

You would still benefit from standard insurance covers, like freezer contents, breakage of glass, contents of the garden, loss of metered oil or water and accidental damage for TVs and audio equipment. Whilst working from home, whether as a bookkeeper, therapist or graphic designer, your insurance requirements differ from those with separate business premises. We will assess your circumstances and select an insurer to meet your needs. Whatever your circumstances we aim to provide you with the best advice. 

Call our friendly team for a working from home insurance quote today.

Listed home insurance

Seeking insurance for your listed home? You’ll want to discuss listed home insurance with an adviser who understands your particular needs. Whether your main residence is a Grade 1 or 2 Listed Building in England or Wales, a Grade A or B Listed Property in Scotland or subject to restrictions because it is located in a conservation area, we’ll do our best to provide you with property insurance cover which meets your needs.

Your listed home is important to you and you understand its listing and in particular what it is that makes your property of architectural and historic special interest. In the event of an insured peril such as fire, storm or flood damaging or destroying your listed home, you’ll need to make sure your rebuilding sums insured are sufficient to re-instate your home and comply with the local authority conditions made under the Planning (Listed Buildings and Conservation Areas) Act 1990 and amending legislation (or equivalent legislation in Scotland and Northern Ireland).

As the owner of a listed home you would still benefit from standard home insurance covers like freezer contents, breakage of glass, contents of the garden, loss of metered oil or water and accidental damage for TVs and audio equipment. We will also tailor your listed home insurance to include your valuables and portable possessions away from the home if required. Should your listed home be used as a Bed and Breakfast, or if you work from home, depending on the nature of your work and the number of employees, this can often be included. We will assess your circumstances and select cover to meet your needs. Whatever your circumstances we aim to provide you with the best advice. Call our friendly team today to discuss your listed home insurance requirements.

Home Insurance – Key points

  • Fire, storm, flood and theft
  • Escape of water or oil
  • Freezer contents
  • Accidental damage to TVs and audio equipment
  • Personal liability
  • Personal possessions cover available

Call us today for Home Insurance quotes and advice

01237 429 444

Our qualifed advisers are ready to ensure you get the right cover and peace of mind