Winter risks advice for property owners – Our holiday home insurance and household insurance underwriters, Ecclesiastical have produced these useful Winter Risks Advice guides for property owners for us to share with you.
The extremely cold winters of the last few years have led to many businesses, let property, home and holiday home owners sustaining losses from burst pipes, weight of snow on roofs and ingress of water. With the weather once again turning decidedly chilly, now is the time for us to take action and protect our properties.
Last year our holiday home insurance and home insurance household scheme underwriters Ecclesiastical handled just under 2,000* burst pipe claims which caused considerable inconvenience to the property owner and cost an average of £3,627* each to put right. Unoccupied properties such as holiday cottages can be particularly at risk of very expensive claims during the winter months. A high proportion of the £50,000* plus claims last year occurred in properties where the owner was away for no more than a weekend break. There are a number of simple but effective steps property owners can take to both prevent and reduce the impact of cold weather on their properties.
These useful winter risks advice guides are full of hints and tips and are available to view, download and print:
*Statistics from Ecclesiastical Household claims data, March 2011 – March 2012