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As an insurance broker, specialising in holiday home insurance for furnished holiday lets across the UK; we are increasingly being asked questions by owners and their agents regarding legislation surrounding the operation of a holiday cottage. Insurance is our speciality and we are not lawyers, so we will often seek our own guidance from the relevant authority. This post relates to Furnished Holiday Lets | Food Hampers | Food Hygiene Legislation.
A recent query was regarding owners who as a gesture of goodwill provide a welcome hamper of food for their self-catering guests which may include for example a home baked cake, pot of home made jam etc. In particular would such activities fall within the Food Hygiene Legislation.
Another scenario which we are asked about is where the property owner lives adjacent to the holiday cottage and offers a service whereby they will cook breakfast for their guests in the holiday cottage, or even offer to cook evening meals by request in return for payment.
Your local authority is responsible for monitoring food hygiene and I approached ours for guidance on the above two scenarios.
This was their response:
“I would advise that a holiday cottage owner who provide a welcome hamper would be required to register as a food premises to comply with Regulation (EC)852/2004 Article 6 Paras 1 and 2. However such a premises would not fall within our inspection programme. Similarly registration would also be required for the second scenario and in these circumstances the business would receive an inspection the frequency of which would be related to risk. The food businesses operator must ensure that the competent authority has up-to-date information on establishments including notifying any change in activities and closure. The Registration relates to production, processing and distribution of food.”
If either of the above scenarios reflect services that you offer to your guests and you havn’t already registered with your local authority, I recommend that you do so. The procedure seems very straightforward and given the minimal risk you can expect your authority to treat you with a very light touch.
A quality Holiday Home Insurance policy such as that provided by Boshers Ltd and underwritten by Ecclesiastical Insurance Office PLC includes liability resulting from injury or damage caused as a result of the property owners actions or products provided by them. As always due care should be taken by the policy holder including abiding by relevant legislation.
More information regarding keeping food safe is available from the Food Standards Agency
You may find the following holiday home insurance articles of interest:
- Boshers holiday home insurance frequently asked questions
- Holiday home insurance – A guide to sums insured
- 12 things to consider when buying holiday home insurance
For further information on UK holiday home insurance call our team on 01237 429444 or visit the website page most relevant to you: