Gas Safe Register For Landlords and Accommodation Providers Including Holiday Home Owners. A new gas registration scheme was introduced on April 1 in Great Britain. The new scheme, Gas Safe Register, is delivered under an agreement with the Health and Safety Executive (HSE) and replaces the CORGI gas register which ended on 31 March. Landlords’ legal […]
BBQ Safety for holiday home owners. Barbecue summer or not, if you provide a BBQ for your guests to use at your holiday home you would be wise to give this consideration in your risk assessment and provide some safety guidelines for your guests. You may wish to consider some of the following tips: Many people […]
Campaign Launched to fight rural tax bombshell. A campaign has been launched to fight proposed tax changes that could impact on thousands of rural business across the region. Hidden in the small print of last week’s Budget were plans to change the tax regime for people who let property as holiday accommodation. The Government, in an […]
Promising Forecast For UK Cottage Holidays This Summer. ‘Hot and dry’ UK summer forecast. The UK is “odds on for a barbecue summer”, with no repeat of the washouts of the last two years, according to Met Office forecasters. Temperatures are likely to be warmer than average across the UK, topping 30C at times. Rainfall should […]
Crime Gangs Target Second Homes And Holiday Cottages To House Cannabis Factories. Holiday Home Used As Cannabis Factory – The following story appeared in the Western Morning News on the 6th January 2009. A MASSIVE Vietnamese-style cannabis factory has been discovered in Cornwall – the first of its kind in the county. Devon and Cornwall Police […]
Holiday Home Insurance Policy Warranties – Restrictive Clauses Or Just Good Housekeeping? That time of the year is upon us when your holiday let may be unnocupied for a few weeks at a time. Owners must ensure that they check and abide by any policy warranties. A warranty is a policy condition which must be adhered […]
UK Holiday Home Winter Maintenance Checklist. Boshers advises UK holiday home owners to use quieter periods, such as the Winter months to carry out essential maintenance checks so their properties are protected from inclement weather and in tip top order for the following letting season.Mark Lavington, says: “Many weather related claims could be avoided if holiday […]
Holiday Home Insurance – Fire Precautions and PAT Testing Q and A’s Question Dear Sir or Madam, My house is insured with you as a holiday let for up to 8 people, with 2 bedrooms upstairs and 2 down. I have had a fire risk assessment completed which was favourable and I’m hoping to implement […]
Is your cottage in the country becoming a financial burden? Here at Boshers it has recently become apparent from a steady stream of holiday home insurance enquiries, that second home owners who use their country and coastal cottages for family and friends use only and often infrequently, are feeling the squeeze of the recent “credit crunch”. […]
In Part 7 – Guide to Holiday Home insurance – General Considerations we look more deeply into the conditions and warranties that may apply to your holiday home insurance policy. Ensure you have a good understanding of your policy cover and in particular you understand your obligations regarding any conditions or warranties. You or an […]
Legal Expenses Insurance This provides cover for legal fees, compensation awards or appeal costs arising from a wide range of legal disputes that you may become involved in as a Holiday Home Owner whilst running your holiday let business. Cover for all claims occurring at the same time or from the same originating cause is […]
Loss Of Rental Income In Part 5 – guide to Holiday Home insurance – Loss of rental Income we look at how you protect your holiday letting income in the event of an insured peril affecting your property. Your specialist Holiday Home Insurance policy should also provide loss of rental income cover for insured perils, […]
Contents Insurance In Part 4 – Guide to Holiday Home Insurance – Contents Insurance we discuss the contents of your holiday home. The very nature of a holiday home is that it is a `home from home’ and therefore let on a fully furnished basis. In the past it was not unusual for the value […]
Buildings Insurance In Part 3 – Guide to Holiday Home Insurance – Buildings Insurance We look at how you should not overlook the investment property itself – it is likely to be one of your major assets. To properly protect your holiday home property, you need to cover the buildings of your holiday home against all […]
Employers Liability Insurance In Part 2 – Guide to Holiday Home Insurance – Employers Liability Insurance we look at the importance of protecting your holiday letting business employees. As an owner of a UK holiday let you might think that Employer’s Liability is unnecessary. However consider this; in the course of managing your holiday letting […]
Property Owners Liability Insurance In Part 1 – Guide to Holiday Home Insurance – Property Owners Liability Insurance we look at the importance of liability insurance for holiday home and holiday cottage complex owners. Without question holiday home owners should be concerned about the substantial risks posed by third party liabilities. In this litigious society […]
Guide to Holiday Home Insurance – Introduction. Letting your holiday home commercially has many benefits, however as with running any business it isn’t without risk. It is therefore important to get the right holiday home insurance cover. Many holiday home owners may unwittingly be relying on normal home insurance cover or even more disconcerting have […]
Are you fully covered? Holiday Home Insurance A guide to calculating your Sums Insured. Our holiday home insurance may give you peace of mind should the worst happen, however you’ll need to give us the correct buildings and contents sum insured so that we can ensure the right amount of cover is provided. Why do I […]
Letting your holiday home commercially has many benefits, however as with running any business it isn’t without risk. It is therefore important to get the right holiday home insurance cover. Many holiday home owners may unwittingly be relying on normal home insurance cover or even more disconcerting have no cover at all. Insurance brokers like […]